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Protective%%®%% Indexed Annuity NY

With this indexed annuity, there’s no need for clients to forego asset security in order to achieve goals for asset growth. (Available exclusively in the state of New York.)

Why Protective Indexed Annuity NY?

A combination of growth and protection benefits helps clients achieve their goals.
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Diverse options for growth optimization
Offer a choice of interest crediting strategies for growth potential across a range of index scenarios.
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Extra safety net
Help secure clients' principal with an optional guaranteed Return of Premium rider.
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Guaranteed minimum growth rate
Support growth goals during market downturns with an annual guaranteed minimum interest rate set at contract issue.
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Check our rates
Be sure to confirm our current and future rates for Protective Indexed Annuity NY, which we set every 2 weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
Current rates
Future rates

Product snapshot

Get a quick profile of the Protective Indexed Annuity NY and why it makes such a sound retirement income solution.

Consider this product for a client who:

  • Is focused on protection
  • Has a conservative to moderate risk profile
  • Would like access to cash for emergencies
  • May have a CD, but wants higher growth potential
Man, who represents potential Protective Indexed Annuity NY client, plays with his granddaughter.

Key product specs

  • Minimum initial purchase payment of $10,000 — additional premium allowed in the first contract year
  • Choice among one fixed and two indexed interest crediting strategies
  • A return of purchase payment option
  • A 5, 7 or 10-year withdrawal charge schedule
Full details
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Built-in waivers to protect against unexpected life events

  • Nursing facility confinement/terminal illness condition waiver (owner or spouse) allows the withdrawal of all or a portion of the contract value¹
  • Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge, if either owner or spouse becomes unemployed¹
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Helpful resources on Protective Indexed Annuity NY

Want more top-level details? Ready to learn more about the index options? Just download these Protective Indexed Annuity NY product materials. 
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In-depth product profile
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Product overview
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Cover of Protective Indexed Annuity NY Interest crediting strategies historical performance.
Interest crediting strategies historical performance
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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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¹ Assumes all qualifications are met, may not be available in all states, and state variations may apply.

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