Asset Builder II Indexed Annuity

Deliver growth and protection with Protective%%®%% Asset Builder II Indexed Annuity

With this indexed annuity, there’s no need for clients to forego asset security in order to achieve goals for asset growth.

Get started

Why Protective Asset Builder II?

This indexed annuity is a solid solution for clients who want various opportunities for contract growth but also need to have downside protection.

Diverse options for growth optimization

With a choice of interest crediting strategies, clients have growth potential across a range of index scenarios.

Index options to support growth and limit volatility

With performance based in part on the well-known S&P 500® Index.

Downside protection to avoid losses

Contract value is protected even if index performance is negative.

Check current rates

Be sure to confirm our 5- and 7-year current rate information, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently. Not all guarantee periods available for all firms.

5- & 7-year current rates

illustration of person encouraging professionals to review the rate information for the Protective Asset Builder Two Indexed Annuity.

client reviewing various investment allocation strategies offered by the Protective Asset Builder Two Indexed Annuity.

Explore a protected growth strategy

Use this flyer with clients to explain the various investment allocation strategies they can choose to help support their growth goals.

View flyer

Consider this product for a client who:

Is focused on preserving assets, but values growth
Has a moderate risk profile
May prefer the safety of bonds, bank CDs and other fixed investments

ideal client for the Protective Asset Builder Two Indexed Annuity.

Key product specs

Minimum purchase of $10,000, subsequent deposits allowed
Issued from 0 – 85 for non-qualified contracts; 18 – 85 for qualified
Link performance to the well-known S&P 500® Index
Multiple annuitization options and a return of purchase payment option available

Full details

illustration of a person reviewing the key product specifications of the Protective Asset Builder Two Indexed Annuity.

Built-in waivers to protect against unexpected life events

Annual penalty-free withdrawals of 10% of the contract value
Nursing facility confinement/terminal illness condition waiver allows the withdrawal of all or a portion of the contract value¹
Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge²