Protective Asset Builder II

Protective%%®%% Asset Builder II Indexed Annuity

With this indexed annuity, there’s no need for clients to forego asset security in order to achieve goals for asset growth.

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Why Protective Asset Builder II?

This indexed annuity is a solid solution for clients who want various opportunities for contract growth but also need to have downside protection.

Diverse options for growth optimization

With a choice of interest crediting strategies, clients have growth potential across a range of index scenarios.

Index options to support growth and limit volatility

With performance based in part on the well-known S&P 500® Index.

Downside protection to avoid losses

Contract value is protected even if index performance is negative.

Check current rates

Be sure to confirm our 5- and 7-year current rate information, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently. Not all guarantee periods available for all firms.

5- & 7-year current rates

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Explore a protected growth strategy

Use this flyer with clients to explain the various investment allocation strategies they can choose to help support their growth goals.

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Consider this product for a client who:

Is focused on preserving assets, but values growth
Has a moderate risk profile
May prefer the safety of bonds, bank CDs and other fixed investments

ideal client for the Protective Asset Builder Two Indexed Annuity.

Key product specs

Minimum purchase of $10,000, subsequent deposits allowed
Issued from 0 – 85 for non-qualified contracts; 18 – 85 for qualified
Link performance to the well-known S&P 500® Index
Multiple annuitization options and a return of purchase payment option available

Full details

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Built-in waivers to protect against unexpected life events

Annual penalty-free withdrawals of 10% of the contract value
Nursing facility confinement/terminal illness condition waiver allows the withdrawal of all or a portion of the contract value¹
Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge²

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Helpful resources on Protective Asset Builder II

Ready to learn more about the index options? Just download these Protective Asset Builder II indexed annuity product materials.

In-depth product profile

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Overview of interest crediting strategies

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¹ The Nursing Facility Confinement/Terminal Condition waiver may not be available in all states. State variations may apply.

² Waives withdrawal charges and MVA for contract owners and/or spouses who qualify. Not available in all states. State variations may apply. Terms and conditions apply.

Protective Asset Builder II indexed annuity is a limited flexible-premium deferred indexed annuity contract issued by PLICO in all states except New York under policy form ICC20-FIA-P-2018. For Idaho, the contract form number is ICC15-FIA-P-2011. Policy form numbers, product availability, and product features may vary by state.

Protective Asset Builder II indexed annuity is not an investment in any index, is not a security or stock market investment, does not participate in any stock or equity investment, and does not contain dividends.

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