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Life insurance riders and optional benefits to protect what matters most

Our riders and optional benefits give clients more flexibility to achieve the security they deserve. Together, we can help them choose the right options to protect the goals they have in life.
Optional benefits that are valuable to clients, and you
Like you, we want to help clients secure protection that fits their goals. We put more options within reach with riders and benefits that can help them achieve a greater sense of security and freedom. We’ll make sure you have what you need to easily offer these benefits and make the most of your client’s life insurance coverage.
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Options to get clients the protection that’s right for them

We’ll work together to make better protection more accessible to your clients. Help them learn which optional riders might be right for them, and review other valuable included benefits to fill any gaps in their long-term plans.
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Added protection for life’s uncertainties
Our optional ExtendCare℠ rider lets them advance their life insurance policy’s death benefit to manage the cost if they become chronically ill.
Cash access for future goals
Available on our GUL products, our built-in return of premium endorsement lets clients access all or part of paid premiums when they need it.
Choices to create income for loved ones
Our Income Provider Option is a no-cost endorsement that lets your client decide how their policy’s death benefit will be paid.
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Show clients their options
Your clients can choose to add optional riders and review valuable built-in endorsements that come at no extra cost. Our client-friendly Riders and Endorsements Guide can help you introduce each of the benefits available with our life insurance solutions.

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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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