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Deliver growth and guarantees with Protective%%®%% Indexed Annuity NY

With this indexed annuity, there’s no need for clients to forego asset security in order to achieve goals for asset growth. (Available exclusively in the state of New York.)

Why Protective Indexed Annuity NY?

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Diverse options for growth optimization
With a choice of interest crediting strategies, clients have growth potential across a range of index scenarios.
Extra safety net
Clients can include a guaranteed Return of Premium option.
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Guaranteed minimum growth rate
Clients earn a 1.00% minimum interest rate with the selection of an indexed crediting strategy.
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Check our rates
Be sure to confirm our current and future rates for Protective Indexed Annuity NY, which we set every 2 weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
Current rates
Future rates

Product snapshot

Get a quick profile of the Protective Indexed Annuity NY and why it makes such a sound retirement income solution.

Consider this product for a client who:

  • Is focused on protection
  • Has a conservative to moderate risk profile
  • Would like access to cash for emergencies
  • May have a CD, but wants higher growth potential
Man, who represents potential Protective Indexed Annuity NY client, plays with his granddaughter.

Key product specs

  • Minimum initial purchase payment of $10,000 — additional premium allowed in the first contract year
  • Choice among one fixed and two indexed interest crediting strategies
  • A return of purchase payment option
  • A 5, 7 or 10-year withdrawal charge schedule
Full details
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Built-in waivers to protect against unexpected life events

  • Nursing facility confinement/terminal illness condition waiver (owner or spouse) allows the withdrawal of all or a portion of the contract value¹
  • Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge, if either owner or spouse becomes unemployed¹
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Helpful resources on Protective Indexed Annuity NY

Want more top-level details? Ready to learn more about the index options? Just download these Protective Indexed Annuity NY product materials. 
Cover of the Protective Indexed Annuity NY product guide.
In-depth product profile
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Cover of the Protective Indexed Annuity NY At a Glance brochure.
Product overview
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Cover of Protective Indexed Annuity NY Interest crediting strategies historical performance
Interest crediting strategies historical performance
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Protective Indexed Annuity NY Safety and growth flyer
One-pager on safety and growth
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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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Welcome to Protective

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¹ Assumes all qualifications are met, may not be available in all states, and state variations may apply.


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