Fixed Annuities

Help secure your clients’ retirement with fixed annuities

Designed to offer guaranteed growth and income, cross selling a fixed annuity could help your conservative clients feel more secure about their plans for retirement.

See how

Why a fixed annuity?

When your clients need predictability and protection to feel confident about retirement, consider these benefits of a fixed annuity:

Guaranteed growth rate

Fixed annuities offer clients' a guaranteed fixed rate of return for a specific number of years.

Protection from market downturns

With a guaranteed rate of interest, clients’ principal is protected and they don’t have to worry about losses due to poor market performance.

Protected lifetime income benefits

Some fixed annuities may offer protected lifetime income benefits that deliver a reliable stream of retirement income that your clients' can’t outlive.

Efficient transfer of wealth

A death benefit is available at no additional cost and helps clients avoid the complications and delays associated with probate.

How fixed annuities work

A fixed annuity simply pays a guaranteed rate of interest on purchase payments and later provides a guaranteed income stream for retirement or a death benefit.