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Secure income with Protective ProPayer%%®%% Income Annuity

As  a single premium immediate annuity, your clients will have quick access to a protected retirement income stream for the timeframe they select.  
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Why Protective ProPayer Income Immediate Annuity?

For investments starting at just $50k, your clients can enjoy these three key benefits:  
No Alt
Income payments per client preferences
Clients can choose from 4 payment cycles and to opt to receive payments for life or a predefined period.
Non-qualified tax benefits
Income taxes are not paid on the return of purchase portion of the annuity payment.
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Options for enhanced flexibility
Increased income and enhanced access options are available at an additional cost. 

Product snapshot

Get a quick profile of the Protective ProPayer Income Immediate Annuity and why it can provide such a sound retirement income solution.

Consider this solution for a client who:

  • Is looking for a reliable stream of retirement income
  • Has a conservative risk profile
  • May be interested in income growth
Woman, who represents the ideal ProPayer Immediate Annuity client, works in her pottery studio.

Key product specs

  • Issued from age 0-99 (limited options after 85)
  • Initial purchase payment from $50,000 to $1M
  • Monthly/quarterly/semi-annual or annual income options
Full details
man at laptop reviewing protective ProPayer Income Annuity key product specs

Options for enhanced income flexibility:

  • PayPlus option provides compounding annual annuity income payment increases of up to 10% of the prior year’s income payment for an added cost
  • Commutable Value option allows full surrender for a percentage of the adjusted purchase payment based on year exercised of certain period contracts only, for an added cost1
financial professional discusses options for enhanced income flexibility with client
Financial professional helps client create an income strategy with ProPayer Immediate Annuity.
Explore an immediate income strategy
Use this flyer with clients to help explain the various options they have to begin receiving a protected income stream from an annuity now.  
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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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Welcome to Protective

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¹The Commutable Value option isnt available in the state of New York.


The NAIC regulation requiring this refers to any advertisement for "the insurer or its products" and makes no distinction to as to whether the identifying disclosure is included in linked literature. This page is an ad for ProPayer, so the requirement applies.


Single premium immediate annuity contracts issued under policy form series IPD-2112 (PLICO) and AF-2112 (PLAIC). Policy form numbers, product availability and product features may vary by state.


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