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Protective%%®%% Secure Saver fixed annuity

Protect what matters most with this annuity. It's designed for clients who want to preserve their principal and reliably accumulate assets that can be withdrawn as guaranteed income in retirement.

Why recommend Protective Secure Saver fixed annuity?

Your clients can enjoy these 3 key benefits:
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Guaranteed 5- and 7-year rates
Allows clients to safely grow and preserve assets.
3 interest rate bands
Offers more competitive rates at key purchase payment amounts.
Penalty-free access to money%%1%%
For terminal illness, unemployment, or a nursing home stay for owner or spouse.²
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Check current rates
Be sure to confirm our current and future fixed annuity rates, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.

Helpful resources on Protective Secure Saver fixed annuity 

Want more top-level details? Ready to take a deeper dive into the features and benefits? Just download these Protective Secure Saver fixed annuity product materials.
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A quick reference that highlights the features and benefits
The cover of an in-depth guide about the Protective Secure Saver fixed annuity.
The complete story: In-depth contract highlights

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We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹Withdrawals may be subject to income tax and if taken prior to age 59½, an additional 10% tax penalty may apply.

²Assumes all qualifications are met, including: employed on a full time basis upon the contract effective date, unemployed at least 60 consecutive days upon withdrawal and unemployed on the date of the withdrawal. May not be available in all states, and state variations may apply.

Protective® is a registered trademark of Protective Life Insurance Company; Secure Saver is a trademark of Protective Life Insurance Company.

Annuities are long-term insurance contracts intended for retirement planning.

Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Protective Secure Saver fixed annuity is a fixed, limited flexible-premium deferred annuity issued by PLICO in all states except New York under policy form LDA-P-2012. Policy form numbers, product availability, and product features may vary by state.

WEB.7396806.01.26