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Protective ProClassic%%SM%% II UL for maximum flexibility plus cash value

Our current assumption universal life solution offers customizable protection and cash value growth potential for clients’ personal or business needs.
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Why recommend Protective ProClassic II UL?

Clients who want maximum flexibility plus cash value potential will enjoy these 3 benefits:
Current assumption coverage
Customizable death benefit protection and premiums, now and in the future.
More opportunity for growth
Compared to guaranteed policies, this solution has the potential for greater cash value accumulation.
Choices to customize their protection
Our optional riders and endorsements give clients more flexibility and value with their life insurance policy.

Product snapshot

ProClassic II UL offers your clients protection that adapts to their changing needs and cash value potential to help fund a future goal.

Consider this product for a client who:

  • Has a medium risk tolerance and wants cash value growth potential
  • Needs flexible options to customize their coverage and make changes down the road
  • Is looking for a less expensive solution compared to a fully guaranteed whole life policy
A young family embracing, knowing they are protected with Protective ProClassic II UL.

Key product specs

  • Flexible premium options for fluctuating incomes
  • Death benefit may be increased or decreased, within the plan limits
  • Level death benefit option: pays the greater of the face amount or minimum death benefit
  • Increasing death benefit option: pays the greater of the face amount plus the policy value or the minimum death benefit
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Added flexibility for the future

Our riders and optional benefits give clients more flexibility and value with their life insurance policy. Show clients their choices to customize their protection with our Riders and Endorsements Guide.
Download guide
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Helpful resources on Protective ProClassic II UL

These resources can help you learn more about our current assumption universal life solution and support your sales conversations.
Cover of the Protective ProClassic II product guide
Product guide
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Cover of the Protective ProClassic II quick facts guide
Key features at-a-glance
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The cover to the Protective Riders and Endorsements guide
Riders and endorsements guide
Download

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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

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