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We’re updating interest rates on select products

February 01, 2024


As part of our commitment to helping you better serve your clients, we’re informing you of the following updates to the interest rates on Protective Indexed ChoiceSM UL and in-force universal life policies.

Protective Indexed Choice UL interest rate changes:

  • Applies to new business and in-force, new and existing loans.
  • New rate goes into effect as of the next anniversary on or after 03/15/2024.

Interest rate changes will be reflected:

  • On new business illustrations beginning February 1, 2024.
  • On in-force illustrations beginning February 5, 2024.
  • In annual statements produced on or after March 15, 2024.**

If you have any questions regarding these interest rate changes, please reach out to your Protective representative.

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* Does not include the currently marketed ACUL 03/2023. Product which remains at 3.50%.

** Protective Advantage Choice UL policies issued between 12/2019 and 2/2023 will have rate changes effective April 15th, 2024.

WEB.5389463.01.24