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Protective Indexed Choice%%SM%% UL for protection plus cash value

Our IUL can protect your clients’ goals while offering flexibility to adapt to life’s changes – including the opportunity to grow and access cash value that’s linked to market performance.

Why recommend Protective Indexed Choice UL?

Your clients who want both protection and flexibility can enjoy these four benefits:
Guaranteed death benefit
Financial security is there when it’s needed most
Realistic cash value projections
Build confidence with market-linked growth and realistic illustration rates
Simple, flexible design
Easy to understand now and easy to adjust down the road
Supplemental living benefits
Our optional ExtendCare℠ chronic illness rider adds flexibility and value.
An illustration representing indexed universal life insurance crediting rates.
Get current crediting rates
Reviewing previous rates can help you understand how this solution could grow cash value over time. Take a look at this flyer for a full list of actual historical indexed crediting rates.
Offer clients protection and cash value with our IUL
Show clients this video to help explain how Protective Indexed Choice UL is designed to offer them a combination of death benefit protection and the potential to grow and access cash value.
A still frame from a video about Protective Indexed Choice universal life insurance.

Helpful resources on Protective Indexed Choice UL

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.
The cover of the Protective Indexed Choice UL Universal life insurance product profile.
Introduce clients to Protective Indexed Choice UL
Cover of Protective Indexed Choice UL Producer Guide
Learn how our IUL can offer your clients protection plus cash value potential
The cover of the Protective Indexed UL Universal Life Insurance 101 flyer.
Give your clients an introduction to indexed universal life insurance
The cover of the Protective Indexed Choice UL cash value consumer flyer
Find prospects for Protective Indexed Choice UL
The cover of the Protective Indexed Choice UL Universal life insurance powerful combination consumer flyer.
Show clients the benefits of adding chronic illness coverage to their IUL policy
The cover of the Protective Indexed Choice UL Universal life insurance growth and protection flyer.
Explain how our IUL will never return a negative interest rate

Other related topics

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Maximize value and affordability with Protective%%®%% Classic Choice term
A couple enjoying time with their grandchildren, knowing they are protected with Protective Advantage Choice universal life insurance.
Provide flexibility and growth potential with Protective Advantage Choice%%SM%% UL
a couple smiling together, knowing they are protected with optional life insurance benefits from Protective
Optional benefits to meet your client's unique protection needs

We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

¹ In California maximum issue age is 75 for Tobacco.


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