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Protect savings and guarantee access with Protective® Series Balance Annuity

Help your clients secure their retirement with an annuity that protects their savings, guarantees access to additional funds for the unexpected and provides reliable income.

Why Protective Series Balance?

Guaranteed 5-year rates
Allows clients a predictable way to preserve and safely grow assets, tax-deferred.
Access to funds for the unexpected¹
Withdrawal charges waived if the owner or spouse is diagnosed with a terminal illness, or confined to a nursing home.²
Guaranteed income for life
Create a supplemental source of reliable retirement income that clients can’t outlive.
Illustration of person encouraging professionals to review the rate information for the Protective Series Balance annuity.
Check current rates
Be sure to confirm our 5-year current rate information, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
Current rates
Future rates

Product snapshot

Get a quick profile of Protective Series Balance and why this single premium deferred fixed annuity helps support a sound retirement plan.

Consider this product for a client who:

  • Has a conservative risk profile
  • Doesn’t want to lose access to principal
  • Wants access to cash for emergencies
  • May have a CD
Woman who represents a potential Protective Series Balance client enjoys a walk on the beach with her daughter.

Key product specs

  • Minimum purchase of $10,000
  • Issued from 0 – 85 for non-qualified contracts; 18 – 85 for qualified
  • Fixed interest rate guaranteed for 5 years
  • Optional return of premium guarantee
Full details
An illustration of a person reviewing the key product specifications for the Protective Series Balance annuity.

Built-in features to protect against unexpected life events

  • Annual penalty-free withdrawals of 10% of the contract value¹ 
  • Nursing facility confinement/terminal illness condition waiver allows the withdrawal of all or a portion of the contract value²
  • Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge²
Grandmother looking confident that her income is protected by Protective Series Balance annuity’s built-in waivers.

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We’re here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
Contact us

Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

1

¹Withdrawals may be subject to income tax and if taken prior to age 59½, an additional 10% tax penalty may apply.

 

² Assumes all qualifications are met, may not be available in all states, and state variations may apply.

 

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