Protective Series Foundation annuity |Protect retirement savings

Protect retirement savings with Protective%%®%% Series Foundation

Help clients build a foundation for a secure retirement. This single premium deferred fixed annuity is designed for those whose primary concern is to preserve principal.

Why Protective Series Foundation?

Guaranteed 5-year rates

Allows clients a predictable way to preserve and safely grow assets, tax-deferred.

Access to funds for the unexpected¹

Withdrawal charges waived if the owner or spouse is diagnosed with a terminal illness, or confined to a nursing home.²

Guaranteed income for life

Create a supplemental source of reliable retirement income that customers can’t outlive.

illustration of person encouraging professionals to review the rate information for the Protective Series Foundation annuity.

Check current rates

Be sure to confirm our 5-year current rate information, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.

Current rates

Future rates

Consider this product for a client who:

Has a conservative risk profile
Doesn’t want to lose access to principal
Wants access to cash for emergencies
May have a CD

Person who represents a potential customer for the Protective Series Foundation annuity.

Key product specs

Minimum purchase of $10,000
Issued from 0 – 85 for non-qualified contracts; 18 – 85 for qualified
Fixed interest rate guaranteed for 5 years
Optional return of premium guarantee

Full details

An illustration of a person reviewing the key product specifications for the Protective Series Foundation NY annuity.

Built-in features to protect against unexpected life events

Annual penalty-free withdrawals of 10% of the contract value¹
Nursing facility confinement/terminal illness condition waiver allows the withdrawal of all or a portion of the contract value²
Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge²