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Protect retirement savings with Protective%%®%% Series Foundation

Help clients build a foundation for a secure retirement. This single premium deferred fixed annuity is designed for those whose primary concern is to preserve principal.

Why Protective Series Foundation?

Guaranteed 5-year rates
Allows clients a predictable way to preserve and safely grow assets, tax-deferred.
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Access to funds for the unexpected¹
Withdrawal charges waived if the owner or spouse is diagnosed with a terminal illness, or confined to a nursing home.²
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Guaranteed income for life
Create a supplemental source of reliable retirement income that customers can’t outlive.
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Check current rates
Be sure to confirm our 5-year current rate information, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
Current rates
Future rates

Product snapshot

Get a quick profile of Protective Series Foundation and why this single premium deferred fixed annuity helps support a sound retirement plan.

Consider this product for a client who:

  • Has a conservative risk profile
  • Doesn’t want to lose access to principal
  • Wants access to cash for emergencies
  • May have a CD
Person who represents a potential customer for the Protective Series Foundation annuity.

Key product specs

  • Minimum purchase of $10,000
  • Issued from 0 – 85 for non-qualified contracts; 18 – 85 for qualified
  • Fixed interest rate guaranteed for 5 years
  • Optional return of premium guarantee
Full details
An illustration of a person reviewing the key product specifications for the Protective Series Foundation NY annuity.

Built-in features to protect against unexpected life events

  • Annual penalty-free withdrawals of 10% of the contract value¹
  • Nursing facility confinement/terminal illness condition waiver allows the withdrawal of all or a portion of the contract value²
  • Unemployment waiver permits the withdrawal of all or a portion of the contract value with no withdrawal charge²
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Helpful resources on Protective Series Foundation

Ready to learn more about this solution? Just download these Protective Series Foundation annuity product materials.
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In-depth product profile to help you introduce this solution to clients
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Quick reference flyer that highlights the features and benefits
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We’re here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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Welcome to Protective

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¹Withdrawals may be subject to income tax and if taken prior to age 59½, an additional 10% tax penalty may apply.

 

² Assumes all qualifications are met, may not be available in all states, and state variations may apply.

 

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